SME FINANCE, DEVELOPMENT AND TRADE IN BOTSWANA: A GENDER PERSPECTIVE

Abstract

This study examines gender-wise the relationship between SMEs’ financing, development and trade in Botswana.  Data was collected through personal interviews and questionnaires to two sets of 100 SMEs selected randomly. The data was analysed using essentially SPSS. The results reveal that lack of funds especially for “large” SMEs (mainly medium) is not considered to be a major problem in Botswana because the government has instituted mechanisms for assisting SMEs in accessing affordable sources of funds. Some of the SMEs regarded stiff competition, lack of  a market and non-payment of accounts by clients as big problems.. However, women experienced more problems in raising funds, competing and accessing markets than their male counterparts. It is recommended that women should further be empowered economically and should form networks and get into joint ventures. SMEs should be encouraged to participate in international trade in order to expand the market.